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The truth is rates change daily and are based on different factors for each borrower.  If someone gives you a rate on their site and does not talk to you directly, asking you questions, then they are just trying to get you on the hook.  Their rate will change later.  I always tell you the truth.  In order to receive a real and honest rate quote, please fill out the form below or you can call me directly at 941-807-7997 and we can talk with no obligation... Chief Carlino