Five first responders from various emergency services standing together in uniform, representing different fields of service.

Home Loans for Everyday Heroes

Save $1,000’s on Home Loans or Refinancing anywhere in Florida…Guided by someone you can trust James Carlino Retired Police Chief and Veteran.

We get Florida Heroes exclusive generous rebates or credits when obtaining Home Financing through us, First Responder Mortgage, approved Real Estate Agents and Providers.

It is FREE and costs you nothing. This is over and above our already discounted mortgage rates for our Heroes, Staff, Family Members, and Supporting Friends!

Owner James Carlino with an FBI National Academy flag in the background
Five gold stars above 'Google 5.0 average rating' text.
"Veteran Owned Business" circular logo with red, white, and blue colors and stars.
female educator in a classroom
Police officer standing in front of a patrol car with a badge and uniform.
female firefighter in uniform
male medical professional in uniform with a stethoscope and medical face mask
female army officer sitting on a front door stoop

PROUDLY SERVING EVERYONE

You are family! Our services extend not just to Law Enforcement, Firefighters, First Responders, Educators, Veterans, and Healthcare Workers, but Family Members, Staff, and supporting Friends too! So, if you are a Hero or support our Heroes, you qualify… You can trust us to take care of you.

Heroes Home Advantage picture

FASTER - CHEAPER - EASIER

  • First Responder Mortgage is part of the Heroes Home Advantage Network.

  • By allowing us to take care of your mortgage financing, you get the rest of the Heroes Home Advantage benefits too and it costs you nothing.

  • Heroes Home Advantage (HHA) offers a comprehensive range of services tailored to honor the dedication of our nation’s heroes.

  • The program provides exclusive real estate rebates to military personnel, law enforcement officers, firefighters, healthcare professionals, emergency personnel, and educators.

  • When you engage in real estate transactions such as buying or refinancing a home, you’ll have access to substantial rebates, ensuring that your commitment to our communities is recognized and rewarded. 

  • The Realtors within the HHA network agree to give back 25% of their commission.

  • The Lender gives up to $500 toward the cost of the appraisal, reimbursed at closing.

  • The Attorney or Title company gives up to $250. All of these credits usually adds up to approximately 1% of the purchase price!

  • You will be guided you through the process, ensuring that you receive the benefits you deserve.

  • With First Responder Mortgage, your service and sacrifice are valued, and we’re committed to supporting you on this journey.

Woman holding a phone and a large check, standing next to a sleeping baby in a car seat.
A family of five smiles for a photo in front of a new home, holding a large "SOLD" sign and an oversized check from a real estate team. Check noting "Helping Heroes."

THIS COULD BE YOU

Two people holding a large novelty check. They are standing outside in front of some greenery and appear to be celebrating the presentation of the check.
Two people smiling and holding a large check, with a Heroes Home Advantage logo.